Abberly Chase Apartment Homes

59 Summerlake Circle, Ridgeland, SC 29936
Abberly Chase Apartment Homes Phone Number Call: 833-292-0330 Abberly Chase Apartment Homes Email Address Email UsAbberlyChase.PropertySite.HHHunt@aptleasing.info Abberly Chase Apartment Homes Google Map View Map
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Opens: Monday-Friday: 9A-6P | Saturday: 10A-5P | Sunday: 1P-5P

$930-$1,495

Apartment Homes Bluffton SC

It's Festival Season in Bluffton!

It's Festival Season in Bluffton!

Joseph Coupal - Wednesday, September 19, 2018

Abberly Chase, Ridgeland, SCFrom high-end affairs, cultural celebrations, and family-friendly festivals, Hilton Head Island and Bluffton are bustling with great events; no matter the time of year. Residents of our apartments in Ridgeland, SC should mark their calendars for October 13-21 so you can help kick off the 14th annual Historic Bluffton Arts & Seafood Festival. Celebrate the bounty of the Lowcountry with fresh seafood, browse nature-inspired works from local artisans and enjoy activities for kids of all ages.

Historic Bluffton Arts and Seafood Festival

October 13 - 21, 2018

The fourteenth annual Historic Bluffton Arts and Seafood Festival will be held in the charming and eclectic historic and state designated cultural district of Bluffton SC, well known for its quirky art community and natural river beauty. The festival is a week long event offering a myriad of activities, showcasing the locally harvested seafood, delicious Low Country cuisine, rich history, culture and art of the area and Southern hospitality found only in Bluffton.

The highlight of the festival is the Streetfest which includes a juried fine art show featuring over 100 artists from 10 different states displaying and selling their art, delicious food provided by the area's premier restaurants and caterers and great music and entertainment on Saturday, October 20th and Sunday, October 21st.

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hiltonheadisland.org


Be Safe During Florence

Be Safe During Florence

Joseph Coupal - Wednesday, September 12, 2018

Abberly Chase, Ridgeland, SCWe wish everyone in  our apartments in Ridgeland, SC well during the coming storm. For the information of all or our residents:

Governor Henry McMaster, in coordination with local officials, has issued Executive Order 2018-29, which orders the evacuation of coastal South Carolina residents for their personal safety as Hurricane Florence approaches. Residents in all hurricane evacuation zones must evacuate.

Evacuation shelter locations will be available on scemd.org and in the SC Emergency Manager mobile app as soon as they are opened.

Evacuees should pack the following essential items in anticipation of a potentially prolonged evacuation period: required medications, adequate clothing, and essential personal items. Residents going to evacuation shelters should bring their own blankets, pillows, cots, and special food items if they are on restricted diets.

Individuals and families should plan to board pets with veterinarians, kennels, or other facilities in non-vulnerable areas. Pets are not allowed inside Red Cross evacuation shelters.

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savannahnow.com


Today It is Better to Rent Than Buy

Today It is Better to Rent Than Buy

Joseph Coupal - Thursday, September 06, 2018

Abberly Chase, Ridgeland, SCIt is easily the question most asked by anyone moving into their first home or downsizing into retirement. Should I buy or should I rent? For nearly a decade the answer has been buy. The crash in home prices, combined with record-low mortgage rates made buying and owning a home both cheaper than renting one and a better investment.

Now, the tide has turned.

Fast-rising home prices and higher mortgage rates have shifted the calculation to rent. The monthly costs of buying and owning a home that you occupy are up 14 percent over the past year, more than three times the annual increase in rent rates nationally. Rents are up just 4 percent. The number of local housing markets where it is cheaper to rent than buy is growing by the day.

Even setting aside big upfront expenses like a down payment, rising month-by-month costs are likely keeping many people from purchasing. Today only 41 percent of people live in a county where the median income family can afford to buy a home at the median list price, and affordability declined significantly over the past year.

Home prices fell dramatically following the financial crisis and the subprime mortgage crash. Millions of homes went into foreclosure and were sold off at bargain-basement prices. Home values finally bottomed out in 2012 and then began to take off. In the last three years, the gains accelerated dramatically, and now homes in most of the nation are worth more than they were at the inflated peak of the housing boom in 2006.

It's normal. Housing is an early cycle sector. Interest rates are low, incomes start to grow, so in an early cycle environment you can buy, but in a later cycle, interest rates go up, home prices go up, it's harder to buy.

The recent acceleration in home prices has been due to a supply imbalance in the market: too much demand and too little supply. That has shifted the equation back to rent, even though rents have increased a lot in the last few years.

According to July home and rent prices, buying a home was cheaper than renting in just 35 percent of the nation's counties. That is down sharply from 44 percent just one year ago.

And it's not just cheaper to rent, it may also now be a better investment. Renting and reinvesting the savings from renting, on average, will outperform owning and building home equity, in terms of wealth creation. That is the first time renting outperforms buying since 2010.

In 16 of the 23 major metropolitan markets covered in the research, renting is a better investment than buying.

So what does all this mean for the wealth of average Americans and the health of the housing market?

Since home ownership has historically been an important source of household wealth creation, it could be problematic if this trend continues for too long. Still, even in places where renting is currently more affordable, rising home prices provide wealth-building opportunity for home buyers.

Since home ownership has historically been an important source of household wealth creation, it could be problematic if this trend continues for too long.

As for home prices, the shift pulling demand away from buying and toward renting will likely cool overheated home prices. In fact, that is already happening. For the first time in several years, in July, the supply of homes for sale was not lower compared to the previous year. It was flat. In addition, while home prices are still rising, they are rising at a slower pace, meaning sellers are starting to see demand fall off a bit, as buyers hit an affordability wall.

Absent some major outlying disaster, home prices are highly unlikely to fall, at least not nationally.

For more information on apartments in Ridgeland, SC contact Abberly Chase.

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CNBC


Have Fun Celebrating Labor Day in Ridgeland, SC

Have Fun Celebrating Labor Day in Ridgeland, SC

Joseph Coupal - Thursday, August 30, 2018

Abberly Chase, Ridgeland, SCWe can’t believe that the summer is almost over! Labor Day weekend is coming up and gives us one more great opportunity to celebrate summer in style. Residents in our apartments in Ridgeland, SC have access to fabulous outdoor amenities, which are perfect to use for one last hurrah of the season.

If you’re relaxing by the pool, attending a cookout, or playing outdoors – there are so many ways to celebrate the long weekend and the traditional end of summer. Here are some great ideas and ways to enjoy the long weekend in South Carolina.

Whether you’re staying close to home at Abberly Chase or venturing out over the long Labor Day weekend, we hope you have fun. We believe it’s how you live that matters! Spending time with friends, neighbors and loved ones is what matters most. Happy Labor Day!

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Renting Can Improve Your Credit Score

Renting Can Improve Your Credit Score

Joseph Coupal - Thursday, August 23, 2018

Abberly Chase, Ridgeland, SCOn-time payments are a solid way to build your credit score. Your payment history constitutes 35% of your credit score – the largest contributor among the five factors used in calculating your score.

Payments on most debts are reported to the three major credit bureaus (Experian, Equifax, and TransUnion) for inclusion in your credit report, and credit-scoring systems use that information to calculate your credit score. However, one regular payment for many Americans is reported to credit bureaus in a purely negative fashion. When renters are late on payments or evicted, that information is typically reported to credit bureaus – but regular, on-time payments are not.

If your credit score needs a little extra boost – or if regular rent payments are about the only good thing you have to report – rent reporting services such as Rental Kharma, RentTrack, ClearNow, and Pinch are available to supply the credit bureaus with your rental payment history, so you can reap credit-score benefits. (Obviously you'll need to make on-time payments to see those benefits).

Some property management groups are already connected with a rent-reporting service, where all you need to do is opt in. Check with your landlord to see what options are available. Otherwise, you'll have to work with one of the services directly. Abberly Chase Apartments in Ridgeland, SC does report rent payments to credit agencies, thus helping tenants to improve their credit scores. In fact, all HHHunt properties report on-time rental payments.

As you evaluate services, check out the following:

Bureaus – Some services are linked directly with one of the three major credit bureaus. Others report to two bureaus, and a few (RentTrack, PayYourRent, and Pinch in particular) report to all three bureaus.More reporting of positive information increases the positive effect on your credit.

Fees – Services directly linked to a property management group, like PayLease or PayYourRent, may be free to you. Other fee structures vary from monthly flat fees to fees per transaction to variable charges based on your rent amount. Rent Reporters and RentTrack, among others, offer a potential quick credit boost by the addition of up to two years of past rental payment for a one-time fee.

Payment Logistics – What options do you have for payment? Are there options for linking to a debit/checking account or credit card? Does the reporting service require that you funnel rent payments through them, and if so, what are the timing and terms?

Service-Specific Details – Do you have to opt in to the service? How long should it take for rent payments to appear on your credit report? How is your personal information protected?

Landlord Requirements – Landlords may be required to verify your payments. Make sure your landlord is open to the responsibilities and verify with the rent-reporting company how any disputes with your landlord are handled.

Even if your regular rent payments are reported to the credit bureaus and incorporated on your credit report, your credit score may not be affected in the eyes of some lenders. There are several different score variations tailored for risk factors in specific industries.

To make the most out of your reported rent payments, ask lenders whether regular rent payments are included in your score. It may not make much difference, but every little bit counts when you are trying to get credit at reasonable interest rates in a competitive market.

For more information on apartments in Ridgeland, SC contact Abberly Chase.

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globegazette.com


Should You Downsize in Retirement?

Should You Downsize in Retirement?

Joseph Coupal - Friday, August 17, 2018

Abberly Chase, Ridgeland, SCOne method for freeing home equity for other uses is to downsize your home as a part of moving. Downsizing could mean either moving to a smaller home, or moving into a similar-sized home in a less expensive community.

The arithmetic is fairly basic. If you’ve paid off your mortgage and live in a $300,000 home, and then sell it and move into a $200,000 home, then $100,000 of your home equity has been freed for other uses.

Another possibility is simply to sell your home and then rent an apartment in Charlotte, NC. Renting frees up home equity and provides more optionality and flexibility to make more frequent moves before settling down.

When analyzing the decision to rent or buy, you’ll need to consider factors such as the loss of build-up in home equity and its subsequent growth (or loss) and savings on property taxes and other types of home maintenance.

As a part of downsizing, you could consider moving to an apartment community which may be less expensive because of the amenities offered and provide organized activities and social support.

For more information on apartments in Ridgeland, SC, contact Abberly Chase.

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Excerpts - Forbes


Beauty, Charm, and History: A Few Reasons to Live in Ridgeland, SC

Beauty, Charm, and History: A Few Reasons to Live in Ridgeland, SC

Joseph Coupal - Friday, August 10, 2018

Experience the sheer beauty, charm and history of Bluffton, South Carolina in 60 seconds. Nestled among the South Carolina Coast, Bluffton is a welcome retreat to the hustle and bustle of city life. Relax, sit back with some sweet tea, and take in the beauty of the May River, Live Oaks, and friendly faces of this quaint Lowcountry town on South Carolina's southern coast.

Abberly Chase in Ridgleland represents a fresh perspective in apartment home living and everything the Bluffton area has to offer. Located close to award winning destinations like Hilton Head and Beaufort, South Carolina, as well as nearby outdoor fun, shopping and restaurants, Abberly Chase features upscale lifestyle offerings and easy access to dining, shopping, and all the necessary conveniences.

For more information on apartments in Ridgeland, SC contact Abberly Chase.

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Millennial Job Seekers Like South Carolina

Millennial Job Seekers Like South Carolina

Joseph Coupal - Thursday, August 02, 2018

Although the Great Recession hit South Carolina harder than most places, recent economic indicators show the state is making some headway, if slowly. While the unemployment rate hasn’t budged much in the past year, millennials here are primed to find jobs.

Young adults, or millennials, in South Carolina are attracted to the laid-back Southern lifestyle, coastal towns, thriving cities and lower rents throughout the state.

Some of the most successful businesses in the Palmetto State are in sectors such as aerospace, alternative energy, automotive manufacturing, biotechnology and pharmaceuticals, distribution, food processing, forestry and wood products, plastics and chemicals as well as recreation, according to the state Department of Commerce. The area is seeing a rise in its millennial population as the tech industry moves in.

Millennials are moving to the area. The economy has been on the upswing and attracting the kind of tech startups that hire large numbers of millennials. The waterfront, historic sites, museums, cultural centers, universities, restaurants, retail and, of course, beaches are also appealing.

They are jetsetters — or live near airports. South Carolina millennials can get away at a moment’s notice thanks to their proximity to the state’s airports.

For more information on apartments in Ridgeland, SC contact Abberly Chase.

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nerdwallet.com


Homeownership in Retirement can be Risky

Homeownership in Retirement can be Risky

Joseph Coupal - Thursday, July 26, 2018

Auston Chase Apartments, Ridgeland, SCDespite the benefits of homeownership, there's one huge drawback to owning property in retirement, and it's committing yourself to a variable expense while living on a fixed income. Even if your mortgage itself is paid off by the time you enter retirement, you'll still have property taxes to contend with. And those have a tendency to rise over time, even during periods when home values don't follow suit.

There's also maintenance and repairs to think about, and that's where a lot of retirees who own homes get into trouble. The average homeowner spends 1% to 4% of his or her home's value on standard annual upkeep. Now being a retiree doesn't automatically mean you'll own an aging home. But if yours is on the older side, you should plan on hitting the top end of that range, which could really eat into your limited budget.

Furthermore, while that 1% to 4% range applies to regular maintenance, it doesn't include major repairs that could spring up on you without notice. I'm talking about things like your heating system going kaput or a pipe bursting in your basement -- expenses that could really hurt you financially when your income doesn't allow for too many surprises.

And there lies the danger of owning a home in retirement: You just don't know what to expect. And while renting certainly isn't without risk -- you could see your rent go up from year to year or find yourself suddenly on the hunt for a new home when your landlord unexpectedly decides to sell -- when you rent, you lock yourself into a fixed cost for the duration of your lease. Sign a series of long-term, affordable leases, and you eliminate much of the worry that comes with owning.

Ultimately, the decision to own a home during retirement boils down to how much risk you're willing to take on. If you love your home, adore your neighborhood, and don't want to deal with the hassle and uncertainly of renting, then by all means, stay in your home. Just make sure you have a decent chunk of savings -- both emergency and otherwise -- to protect yourself from the various unknowns involved.

For more information on apartments in Ridgeland, SC contact Abberly Chase.

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NWI.com


You Will Fall in Love with Bluffton, SC

You Will Fall in Love with Bluffton, SC

Joseph Coupal - Wednesday, July 18, 2018

Abberly Chase, Ridgeland, SCThis Lowcountry gem is a stone's throw from Hilton Head and less than an hour from Savannah.

Since 2000, Bluffton’s population has grown from just under 3,000 to just over 15,000. What’s up in this moss-draped village on the beautiful May River? Locals will tell you it’s the appeal of the “Bluffton State of Mind.”

It’s a young and vibrant community (average age is 34), and people are attracted by the culture, arts vibe, proximity to beaches, and small-town way of life coupled with fabulous restaurants, shopping, outdoor activities, and other amenities usually not found in a town this size.

In some ways, Bluffton is to South Carolina what Austin is to Texas: “a little funky and quirky, laid-back, and dedicated to staying that way.” Locals tool around the historic district in golf carts, rather than SUVs.

Iconic Church on the River

At the end of Calhoun Street, on a bluff overlooking the May River, sits one of the most beautiful churches in the South. Church of the Cross has been a congregation since the 1700s. Its historic wooden Gothic home with shutters and palmetto-shaped detailing was built in 1854. Inside, the sanctuary glows with delicate pink, from the plaster walls and rose-colored windowpanes, which were imported from England.

Boutique Shopping

Stroll Calhoun Street and The Promenade for eclectic shops and galleries.

Bluffton General Store is the newest charming hot spot for fresh cut flowers daily, gifts, one-of-a kind original art, and home décor. Jacob Preston Pottery is a fixture downtown and well-known as Bluffton’s Tallest Potter. He still leaves the door unlocked and works on the honor system when he heads out of town. In 20+ years of doing so, he has never had a single item taken.

Snoozing

The bucket-list stop for lodging would be the Montage Palmetto Bluff. With the recent addition of their new inn modeled after the home that formerly sat on the property, it’ a magical place, complete with gas street lights.

Dining

Among dining picks are The Cottage for decadent desserts plus “tomato pie to die for and salads the size of a football field”; Ted Huffman’s Bluffton BBQ; the upscale Bluffton Room with its rooftop bar and open air bar that ties into The Promenade shopping area; and The Dispensary for live music and “the best burgers in town.”

The Bluffton Oyster Factory—fourth-generation owned—is the only one still operating in South Carolina. Part of a newly renovated Oyster Factory Park, the facility harvests May River oysters known for their sweetness. Bluffton hosts town-wide oyster roasts in the fall.

For more information on apartments in Ridgeland, SC contact Abberly Chase.

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southernliving.com



Abberly Chase Apartment Homes

59 Summerlake Circle, Ridgeland, SC 29936

Abberly Chase Apartment Homes Phone Number Call: 833-292-0330
Abberly Chase Apartment Homes Email Address Email UsAbberlyChase.PropertySite.HHHunt@aptleasing.info
Abberly Chase Apartment Homes Google Map View Map
Auston Chase Apartment Homes Facebook Auston Chase Apartment Homes Twitter Auston Chase Apartment Homes Google+ Auston Chase Apartment Homes RSS Feed
Opens: Monday-Friday: 9A-6P | Saturday: 10A-5P | Sunday: 1P-5P

$930-$1,495