Abberly Chase Apartment Homes

59 Summerlake Circle, Ridgeland, SC 29936
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Opens: Monday-Friday: 9A-6P | Saturday: 10A-5P | Sunday: 1P-5P


Apartment Homes Bluffton SC

Renting Could be the Answer for Retired Downsizers

Renting Could be the Answer for Retired Downsizers

Joseph Coupal - Thursday, October 04, 2018

Abberly Chase, Ridgeland, SCA recent survey has revealed that there has been a surge in inquiries about downsizing from retired homeowners.

According to the findings, over-65s say they will consider downsizing in the next five years with the need to save money the biggest reason for selling, followed by the desire for a more manageable home.

Other reasons included moving to a more suitable retirement area and boosting retirement income. However, the survey also revealed that three-quarters of estate agents believe there is a shortage of homes for retired people to move to.

There is a solution – and that is to rent. More retirees are choosing to downsize and rent because of the many benefits it can offer.

Over the past decade, we have seen growing interest in renting in retirement as it allows people to free up capital in their home, move to a smaller more manageable property and not have to pay when purchasing a home.

The main barrier to renting has always been short term tenancies that don’t provide long term security for people. This isn’t the case with apartment communities as it is in single or multi-family homes, so people have security of tenure.

Apartments are designed for independent living but with the added benefit of being part of a community and being able to get involved in social activities with neighbors.

There are many benefits of renting in retirement. Renters do not have to worry about any property upkeep or maintenance, as this managed by the management company. The right apartment communities are safe and offer amenities and beautiful grounds.

Financially it makes sense too. Renters can budget effectively every month.

For more information on apartments in Ridgeland, SC contact Abberly Chase.


Property Reporter

Apartment Hunting: How to Find the Perfect Place

Apartment Hunting: How to Find the Perfect Place

Joseph Coupal - Thursday, September 27, 2018

Abberly Chase, Ridgeland, SC The rental market is hot! There are apartments all over with a variety of amenities that match a variety of budgets -- you just have to find the one that’s right for you.

Finding an apartment isn’t always easy, but we’re here to help.

Check out these four top tips to discover your perfect apartment so you can live comfortably.

1) Choose Your Top Home Priorities

Everyone has different priorities for their apartment. Figure out what your top must-haves are.

  • Do you want to live in a neighborhood that’s kid-friendly?
  • Do you want to be close to local nightlife and events?
  • Do you want to be near a park or want to feel safe going for a run around the area?

Know what you want in an apartment and an apartment complex before you even start your search. From in-unit washer-dryers to an exercise facility, you can determine the most important amenities for your search.

When you start looking around to see what meets your needs, you can eliminate options that don’t have your top criteria.

2) Figure Out What Neighborhood You Want to Live In

One of the best things about the Bluffton area is its diversity. You have plenty of options for what type of neighborhood you want to live in.

As you start looking for a new place, decide which neighborhoods meet your needs and start your search there.

For example, do you want to:

  • Find a place where you can run every morning?
  • Find a place where you can smell bakeries and restaurants?
  • Find a place in the heart of Downtown so you can walk out your door to restaurants and local events?

There are so many neighborhoods to choose from that you can narrow your search by looking in a few choice areas, and then expanding from there.

3) Do Your Research Online

Even if you think you found the apartment of your dreams, it could quickly become a living nightmare. Tenants across the world have horror stories about checked-out landlords, appliances that go weeks without repair, obnoxious neighbors, and unstoppable cockroach infestations.

A few online searches can help you uncover the true story about the place you’re considering.

See if you can find reviews from past tenants to learn about the apartment you plan to rent. You may find yourself leaning away from renting a place after you read the experiences of others who lived there.

4) Don't Forget to Build Utilities Into Your Budget

Even if you find the apartment of your dreams, you need to make sure you can afford it.

Determine what you can afford by setting aside a certain percentage of your income. While you will likely set aside more than 30% of your income for rent, you don’t want to spend more than 60-70% of your paycheck on housing.

Plus, you need to account for other expenses. Build out a budget for electricity, Internet, and other costs that come with your apartment so you’re not falling behind your budget.

Also, don't forget to budget for renters insurance. These insurance policies are fairly affordable and protect you from more than you think. A renters insurance plan protects you from costly problems like theft, fire damage, personal injuries in your home, and hurricane and flood damage.

Find Your Perfect Apartment

With a little work and a little luck, you can find a great apartment to in Ridgeland, SC.

Soon you can invite all your friends over for a housewarming party to check out your pad and all of its cool features.


It's Festival Season in Bluffton!

It's Festival Season in Bluffton!

Joseph Coupal - Wednesday, September 19, 2018

Abberly Chase, Ridgeland, SCFrom high-end affairs, cultural celebrations, and family-friendly festivals, Hilton Head Island and Bluffton are bustling with great events; no matter the time of year. Residents of our apartments in Ridgeland, SC should mark their calendars for October 13-21 so you can help kick off the 14th annual Historic Bluffton Arts & Seafood Festival. Celebrate the bounty of the Lowcountry with fresh seafood, browse nature-inspired works from local artisans and enjoy activities for kids of all ages.

Historic Bluffton Arts and Seafood Festival

October 13 - 21, 2018

The fourteenth annual Historic Bluffton Arts and Seafood Festival will be held in the charming and eclectic historic and state designated cultural district of Bluffton SC, well known for its quirky art community and natural river beauty. The festival is a week long event offering a myriad of activities, showcasing the locally harvested seafood, delicious Low Country cuisine, rich history, culture and art of the area and Southern hospitality found only in Bluffton.

The highlight of the festival is the Streetfest which includes a juried fine art show featuring over 100 artists from 10 different states displaying and selling their art, delicious food provided by the area's premier restaurants and caterers and great music and entertainment on Saturday, October 20th and Sunday, October 21st.


Be Safe During Florence

Be Safe During Florence

Joseph Coupal - Wednesday, September 12, 2018

Abberly Chase, Ridgeland, SCWe wish everyone in  our apartments in Ridgeland, SC well during the coming storm. For the information of all or our residents:

Governor Henry McMaster, in coordination with local officials, has issued Executive Order 2018-29, which orders the evacuation of coastal South Carolina residents for their personal safety as Hurricane Florence approaches. Residents in all hurricane evacuation zones must evacuate.

Evacuation shelter locations will be available on and in the SC Emergency Manager mobile app as soon as they are opened.

Evacuees should pack the following essential items in anticipation of a potentially prolonged evacuation period: required medications, adequate clothing, and essential personal items. Residents going to evacuation shelters should bring their own blankets, pillows, cots, and special food items if they are on restricted diets.

Individuals and families should plan to board pets with veterinarians, kennels, or other facilities in non-vulnerable areas. Pets are not allowed inside Red Cross evacuation shelters.


Today It is Better to Rent Than Buy

Today It is Better to Rent Than Buy

Joseph Coupal - Thursday, September 06, 2018

Abberly Chase, Ridgeland, SCIt is easily the question most asked by anyone moving into their first home or downsizing into retirement. Should I buy or should I rent? For nearly a decade the answer has been buy. The crash in home prices, combined with record-low mortgage rates made buying and owning a home both cheaper than renting one and a better investment.

Now, the tide has turned.

Fast-rising home prices and higher mortgage rates have shifted the calculation to rent. The monthly costs of buying and owning a home that you occupy are up 14 percent over the past year, more than three times the annual increase in rent rates nationally. Rents are up just 4 percent. The number of local housing markets where it is cheaper to rent than buy is growing by the day.

Even setting aside big upfront expenses like a down payment, rising month-by-month costs are likely keeping many people from purchasing. Today only 41 percent of people live in a county where the median income family can afford to buy a home at the median list price, and affordability declined significantly over the past year.

Home prices fell dramatically following the financial crisis and the subprime mortgage crash. Millions of homes went into foreclosure and were sold off at bargain-basement prices. Home values finally bottomed out in 2012 and then began to take off. In the last three years, the gains accelerated dramatically, and now homes in most of the nation are worth more than they were at the inflated peak of the housing boom in 2006.

It's normal. Housing is an early cycle sector. Interest rates are low, incomes start to grow, so in an early cycle environment you can buy, but in a later cycle, interest rates go up, home prices go up, it's harder to buy.

The recent acceleration in home prices has been due to a supply imbalance in the market: too much demand and too little supply. That has shifted the equation back to rent, even though rents have increased a lot in the last few years.

According to July home and rent prices, buying a home was cheaper than renting in just 35 percent of the nation's counties. That is down sharply from 44 percent just one year ago.

And it's not just cheaper to rent, it may also now be a better investment. Renting and reinvesting the savings from renting, on average, will outperform owning and building home equity, in terms of wealth creation. That is the first time renting outperforms buying since 2010.

In 16 of the 23 major metropolitan markets covered in the research, renting is a better investment than buying.

So what does all this mean for the wealth of average Americans and the health of the housing market?

Since home ownership has historically been an important source of household wealth creation, it could be problematic if this trend continues for too long. Still, even in places where renting is currently more affordable, rising home prices provide wealth-building opportunity for home buyers.

Since home ownership has historically been an important source of household wealth creation, it could be problematic if this trend continues for too long.

As for home prices, the shift pulling demand away from buying and toward renting will likely cool overheated home prices. In fact, that is already happening. For the first time in several years, in July, the supply of homes for sale was not lower compared to the previous year. It was flat. In addition, while home prices are still rising, they are rising at a slower pace, meaning sellers are starting to see demand fall off a bit, as buyers hit an affordability wall.

Absent some major outlying disaster, home prices are highly unlikely to fall, at least not nationally.

For more information on apartments in Ridgeland, SC contact Abberly Chase.



Have Fun Celebrating Labor Day in Ridgeland, SC

Have Fun Celebrating Labor Day in Ridgeland, SC

Joseph Coupal - Thursday, August 30, 2018

Abberly Chase, Ridgeland, SCWe can’t believe that the summer is almost over! Labor Day weekend is coming up and gives us one more great opportunity to celebrate summer in style. Residents in our apartments in Ridgeland, SC have access to fabulous outdoor amenities, which are perfect to use for one last hurrah of the season.

If you’re relaxing by the pool, attending a cookout, or playing outdoors – there are so many ways to celebrate the long weekend and the traditional end of summer. Here are some great ideas and ways to enjoy the long weekend in South Carolina.

Whether you’re staying close to home at Abberly Chase or venturing out over the long Labor Day weekend, we hope you have fun. We believe it’s how you live that matters! Spending time with friends, neighbors and loved ones is what matters most. Happy Labor Day!


Renting Can Improve Your Credit Score

Renting Can Improve Your Credit Score

Joseph Coupal - Thursday, August 23, 2018

Abberly Chase, Ridgeland, SCOn-time payments are a solid way to build your credit score. Your payment history constitutes 35% of your credit score – the largest contributor among the five factors used in calculating your score.

Payments on most debts are reported to the three major credit bureaus (Experian, Equifax, and TransUnion) for inclusion in your credit report, and credit-scoring systems use that information to calculate your credit score. However, one regular payment for many Americans is reported to credit bureaus in a purely negative fashion. When renters are late on payments or evicted, that information is typically reported to credit bureaus – but regular, on-time payments are not.

If your credit score needs a little extra boost – or if regular rent payments are about the only good thing you have to report – rent reporting services such as Rental Kharma, RentTrack, ClearNow, and Pinch are available to supply the credit bureaus with your rental payment history, so you can reap credit-score benefits. (Obviously you'll need to make on-time payments to see those benefits).

Some property management groups are already connected with a rent-reporting service, where all you need to do is opt in. Check with your landlord to see what options are available. Otherwise, you'll have to work with one of the services directly. Abberly Chase Apartments in Ridgeland, SC does report rent payments to credit agencies, thus helping tenants to improve their credit scores. In fact, all HHHunt properties report on-time rental payments.

As you evaluate services, check out the following:

Bureaus – Some services are linked directly with one of the three major credit bureaus. Others report to two bureaus, and a few (RentTrack, PayYourRent, and Pinch in particular) report to all three bureaus.More reporting of positive information increases the positive effect on your credit.

Fees – Services directly linked to a property management group, like PayLease or PayYourRent, may be free to you. Other fee structures vary from monthly flat fees to fees per transaction to variable charges based on your rent amount. Rent Reporters and RentTrack, among others, offer a potential quick credit boost by the addition of up to two years of past rental payment for a one-time fee.

Payment Logistics – What options do you have for payment? Are there options for linking to a debit/checking account or credit card? Does the reporting service require that you funnel rent payments through them, and if so, what are the timing and terms?

Service-Specific Details – Do you have to opt in to the service? How long should it take for rent payments to appear on your credit report? How is your personal information protected?

Landlord Requirements – Landlords may be required to verify your payments. Make sure your landlord is open to the responsibilities and verify with the rent-reporting company how any disputes with your landlord are handled.

Even if your regular rent payments are reported to the credit bureaus and incorporated on your credit report, your credit score may not be affected in the eyes of some lenders. There are several different score variations tailored for risk factors in specific industries.

To make the most out of your reported rent payments, ask lenders whether regular rent payments are included in your score. It may not make much difference, but every little bit counts when you are trying to get credit at reasonable interest rates in a competitive market.

For more information on apartments in Ridgeland, SC contact Abberly Chase.


Should You Downsize in Retirement?

Should You Downsize in Retirement?

Joseph Coupal - Friday, August 17, 2018

Abberly Chase, Ridgeland, SCOne method for freeing home equity for other uses is to downsize your home as a part of moving. Downsizing could mean either moving to a smaller home, or moving into a similar-sized home in a less expensive community.

The arithmetic is fairly basic. If you’ve paid off your mortgage and live in a $300,000 home, and then sell it and move into a $200,000 home, then $100,000 of your home equity has been freed for other uses.

Another possibility is simply to sell your home and then rent an apartment in Charlotte, NC. Renting frees up home equity and provides more optionality and flexibility to make more frequent moves before settling down.

When analyzing the decision to rent or buy, you’ll need to consider factors such as the loss of build-up in home equity and its subsequent growth (or loss) and savings on property taxes and other types of home maintenance.

As a part of downsizing, you could consider moving to an apartment community which may be less expensive because of the amenities offered and provide organized activities and social support.

For more information on apartments in Ridgeland, SC, contact Abberly Chase.


Excerpts - Forbes

Beauty, Charm, and History: A Few Reasons to Live in Ridgeland, SC

Beauty, Charm, and History: A Few Reasons to Live in Ridgeland, SC

Joseph Coupal - Friday, August 10, 2018

Experience the sheer beauty, charm and history of Bluffton, South Carolina in 60 seconds. Nestled among the South Carolina Coast, Bluffton is a welcome retreat to the hustle and bustle of city life. Relax, sit back with some sweet tea, and take in the beauty of the May River, Live Oaks, and friendly faces of this quaint Lowcountry town on South Carolina's southern coast.

Abberly Chase in Ridgleland represents a fresh perspective in apartment home living and everything the Bluffton area has to offer. Located close to award winning destinations like Hilton Head and Beaufort, South Carolina, as well as nearby outdoor fun, shopping and restaurants, Abberly Chase features upscale lifestyle offerings and easy access to dining, shopping, and all the necessary conveniences.

For more information on apartments in Ridgeland, SC contact Abberly Chase.


Millennial Job Seekers Like South Carolina

Millennial Job Seekers Like South Carolina

Joseph Coupal - Thursday, August 02, 2018

Although the Great Recession hit South Carolina harder than most places, recent economic indicators show the state is making some headway, if slowly. While the unemployment rate hasn’t budged much in the past year, millennials here are primed to find jobs.

Young adults, or millennials, in South Carolina are attracted to the laid-back Southern lifestyle, coastal towns, thriving cities and lower rents throughout the state.

Some of the most successful businesses in the Palmetto State are in sectors such as aerospace, alternative energy, automotive manufacturing, biotechnology and pharmaceuticals, distribution, food processing, forestry and wood products, plastics and chemicals as well as recreation, according to the state Department of Commerce. The area is seeing a rise in its millennial population as the tech industry moves in.

Millennials are moving to the area. The economy has been on the upswing and attracting the kind of tech startups that hire large numbers of millennials. The waterfront, historic sites, museums, cultural centers, universities, restaurants, retail and, of course, beaches are also appealing.

They are jetsetters — or live near airports. South Carolina millennials can get away at a moment’s notice thanks to their proximity to the state’s airports.

For more information on apartments in Ridgeland, SC contact Abberly Chase.


Abberly Chase Apartment Homes

59 Summerlake Circle, Ridgeland, SC 29936

Abberly Chase Apartment Homes Phone Number Call: 833-292-0330
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Opens: Monday-Friday: 9A-6P | Saturday: 10A-5P | Sunday: 1P-5P